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Full Coverage Auto Insurance — Maximum Protection, Best Price

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Discover quotes from top providers including:

American FamilyAllstateLiberty MutualProgressiveRootThe General

How It Works

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1. Answer a Few Questions

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2. Compare Auto Quotes

We'll match you with top auto insurance providers so you can compare auto insurance quotes side by side and find the best value for your coverage needs.

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3. Get Your Quote & Get Covered

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Editorial guide
Independent guidance — not affiliated with any insurance carrierReliablePolicy is an independent lead generation service that connects consumers with licensed insurance agents and carriers. The information on this page is provided for educational and comparison purposes only and does not constitute insurance, financial, or legal advice. Rate figures shown are independent market estimates based on publicly available data.
Full Coverage

Full Coverage Auto Insurance — Maximum Protection, Best Price

Collision + comprehensive + liability. The most complete protection available — compared across top carriers so you never overpay for it.

Complete Protection for Your Vehicle — at the Right Price

Full coverage auto insurance combines liability protection with collision and comprehensive coverage to protect your vehicle no matter what happens — whether you cause an accident, get hit by someone else, or your car is damaged by weather, theft, or vandalism.

It's the most complete form of auto insurance available and is required by most lenders for financed or leased vehicles. The key is finding the right carrier at the right price without overpaying for coverage you already have.

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What Full Coverage Typically Includes

Coverage ComponentWhat It CoversRequired?
Bodily Injury LiabilityOther people's injuries if you're at faultYes (all states)
Property Damage LiabilityOther people's property if you're at faultYes (all states)
CollisionYour vehicle after a collision, regardless of faultLender required
ComprehensiveTheft, weather, fire, vandalismLender required
Uninsured MotoristAccidents caused by uninsured driversVaries by state
Medical Payments / PIPYour own medical bills after an accidentVaries by state

Coverage components and requirements vary by state. Confirm specifics with your carrier.

What to know before you compare

Pros

  • Protects your vehicle investment regardless of fault
  • Required for leased or financed vehicles
  • Peace of mind for new, high-value, or hard-to-replace vehicles
  • Comprehensive covers non-collision events like hail, flood, and theft

Considerations

  • Higher monthly premium than liability-only policies
  • May not be cost-effective for older low-value vehicles
  • Deductible applies before coverage kicks in on collision or comp claims
  • Some add-ons like rental reimbursement and roadside assistance cost extra

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Frequently asked questions

Get Full Coverage Quotes NowSee what top carriers charge for complete protection on your vehicle.

Disclaimer: ReliablePolicy is an independent lead generation and comparison service and is not affiliated with, authorized by, or endorsed by any insurance carrier. All carrier names and trademarks are the property of their respective owners and are used solely for informational and comparison purposes. Rate figures shown are independent market estimates based on publicly available data and are not quotes, representations, or guarantees of pricing by any carrier. By submitting your information, you may be connected with licensed insurance agents or carriers who will provide actual quotes based on your individual profile. Always verify coverage terms and pricing directly with the carrier or a licensed agent.